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Home Flood

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Home Flood

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Auto Car Insurance

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Auto Car Insurance

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FLOOD INSURANCE

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FLOOD INSURANCE

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Auto Car Insurance, Home, Flood Insurance

Our dedicated staff of insurance professionals is known for its fantastic service and positive attitude. We offer the quality service you should expect from your neighborhood insurance agency. We serve Summerville, Auto Car Insurance, Mount Pleasant, James Island, West Ashley and surrounding areas in South Carolina. Take a moment to read more about our agency and our great customer service. As an Agency, we specialize in providing individuals with the best auto, home and flood insurance packages. Our job is to make sure you’re properly protected.

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Navigating insurance options can be overwhelming. That’s why we’ve made it simple to get a quote online. Answer a few quick questions, and we’ll tailor a plan that suits your needs.

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Have a question? Need assistance with your policy? Our dedicated team is here to help. Reach out to us via phone or email, and we’ll provide the support you need.

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Prefer a face-to-face conversation? We’d love to meet you. Visit our office during business hours, and let’s discuss your insurance requirements.

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What Is Homeowners Insurance?

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility. Do you know how often you can file a claim for roof damage?

Why Do You Need Homeowners Insurance?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

  • If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.

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